Exploring Blockchain in Retail Banking

Bitcoin first made its appearance in the wake of the financial crisis of 2008, when numerous financial institutions and banks failed worldwide, and governments had to step in to bail out these distressed institutions. This meltdown shook people’s faith in traditional financial systems and paved the way for a digital currency; a currency not governed…

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Cryptoassets in 2019: What Needs to Happen for Mass Adoption?

Blockchain and cryptoassets were relatively niche concepts before 2017, but that year their popularity and value exploded, as exemplified by bitcoin’s successes. A single token of the original mainstream cryptocurrency, launched in 2009, cost $900 (£695) in January 2017. In December of that year, at the peak of the market, one bitcoin was worth $19,500 (£15,000) — a 1,850…

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